The West Orange Public Library in cooperation with Seton Hall University School of Law presents this free lecture on financial investing. This lecture will de-mystify certain challenges facing investor such as explaining finance terms, breaking down personal net worth, and describing how to properly plan for financial success. It will also show you how to avoid investment pitfalls such as how to ask the right questions to investment professionals, how to notice red flags that may signal negligence or fraud, as well as give you resources to further your own financial education. Finally, this lecture will put credit cards into perspective by showing how to assess interest rates, compare returns on investment, and how to effectively implement debt reduction strategies.